Cynthia Hash's Blog Posts

Understanding Real Estate Practice Changes and Their Impact by Cynthia Hash, Principal Broker|Owner

Find Homes Realty - Your Trusted Real Estate Experts in Charlottesville, VABuying a home is one of the largest financial transactions of a person's life. Recent changes in real estate practices,

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Weekly Podcast Series: The Reality of Real Estate - Keeping It Real

Joe Thomas RadioWTON, 101.1FM Staunton/Cville, 98.9FM Harrisonburg, and 1240 AM.🎤THE REALITY OF REAL ESTATE - KEEPING IT REALWe hope you’ll enjoy The Reality of Real Estate; 

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Understanding 55+ Communities in Virginia: A Clear Guide to HOPA and Your Housing Options (2025)

The appeal of 55+ active adult and senior living communities is undeniable for many seeking a vibrant lifestyle, tailored amenities, and a close-knit neighborhood. If you're exploring these options

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Resources for Seniors in Charlottesville VA

Comprehensive Senior Resources in Charlottesville, VirginiaAs the Principal Broker and Owner at Find Homes Realty, I understand the importance of providing our senior community with valuable

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Multigenerational Living

Multigenerational Living: 1 in 5 Millennials & Two-Thirds of Gen Z Struggle to Leave the Nest Compliments of RentCafe, Market Insights, Adina

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Unlock Your Home Equity: Could a Reverse Mortgage Be Right for Your Virginia Retirement? (2025 Guide)

As you approach or navigate your retirement years, financial flexibility and comfortable, secure housing become top priorities. For many seniors aged 62 and older in Charlottesville, Central,

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Remodeling Maximize ROI

Help Clients Make Informed Remodeling Decisions, Maximize ROISRES® Staff Nov 1, 2023Given the changing real estate market, clients may wonder whether or not to renovate and

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Boomers Impact Millennials

2024 Generational Divides in Homeownership Report: Impact of Boomers Aging in Place on Millennial HomeownershipImpact of Boomers Aging in Place on Millennial HomeownershipCompliments of Morning

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(VIDEO) What are "Seller Concessions"?

What Are Seller Concessions?This is when the buyer doesn’t have enough cash to pay for their closing costs and requests the seller to pay those fees.  This is completely different from

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(VIDEO) What does the NAR settlement proposal mean for sellers?

Why does it matter if the seller doesn't want to offer a buyer brokerage commission? Technically, as a buyer agent, I get paid the same amount because NAR will be requiring in July 2024 that every

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Bidding Wars in Charlottesville: A Realtor's Honest Take

The Charlottesville and Central Virginia real estate market, like many across the country, has seen its share of competitive scenarios, including the often-discussed "bidding war." When multiple

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Attorneys are also violating antitrust laws

Attorneys are also violating antitrust laws, if you apply their logic to their contingency payments after winning the lawsuit against Realtor commissions - I totally agree with this article!https:/

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Loan Do's and Don'ts

Buyer client went furniture store shopping before closing, which caused a lender to deny the loan and they wouldn’t close! Here's how we resolved the issue: We had to get a refund for the

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Misinformation Much?

In @FortuneMagazine [TAG], @National Association of REALTORS’® [TAG] REALTOR® Party Community Engagement Liaison addresses the misinformation surrounding NAR’s recent settlement

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The Truth About the NAR Settlement Agreement

Misinformation has been pervasive in the media over real estate commissions. Here are the facts you should know.The national conversation around real estate commissions reached a crescendo since the

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(VIDEO) What does the NAR settlement proposal mean for buyers?

As a quick reminder, we’re waiting for the judge’s gavel, which should be mid-July 2024.Firstly, agents and buyers will be required to enter into a binding agreement before touring

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Correcting the Record: NAR Does Not Set Commissions

Following recent inaccuracies in media coverage, including the false representation or suggestion that the National Association of REALTORS® (NAR) requires a standard 6% commission, NAR has

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What is the NAR Settlement Proposal?

Changes that will go into effect in mid-July 2024:Compensation offers moved off the MLS: NAR has agreed to put in place a new rule prohibiting offers of compensation on the MLS. Offers of

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(VIDEO) What is the NAR settlement proposal?

Changes that will go into effect in mid-July 2024:Compensation offers moved off the MLS: NAR has agreed to put in place a new rule prohibiting offers of compensation on the MLS. Offers of

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(VIDEO) How Can Commissions Be Negotiable?

Upfront, that commission percentage might seem expensive. But, if we’re unable to negotiate our own commissions, how well do you think we’ll be able to negotiate the best price for our

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(VIDEO) NAR Setting The Record Straight on Commissions

NAR Interim CEO Nykia Wright addresses the misconceptions surrounding real estate commissions, shedding light on the National Association of REALTORS®' commitment to creating efficient,

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(VIDEO) Closing Costs and Realtor Compensation

As Realtors, we do NOT get a salary or hourly pay plus commissions … We only work for commissions and don’t get paid until a successful closing. The MLS cooperative compensation

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Yay! Interest Rates - Hope they keep falling!

"Rates this week fell to an 8-month low hovering around 6.6%. The FED has hinted at 3-4 interest rates cuts this year and the market has priced in a 78% chance that the FED cuts in March. Inflation

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(VIDEO) Compensation - Realtors Add Value

Here's a video that explains How Realtors Are Compensated: Talking about money is complicated and sometimes stressful. Talking about the complexities of real estate compensation can be even

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(VIDEO) Compensation in Real Estate - How does it work?

Ever wonder how real estate agents are paid for their services? We explain the process. Here are some takeaways: Compensation is always negotiable. At the start of the homebuying process or at any

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(VIDEO) Buyer's Advantage - How Does Cooperative Brokerage Commission Work?

Most listing agreements provide for a seller’s brokerage commission to be split in order to cooperate with and attract buyer agents in the MLS (Multiple Listing Service). The MLS then shares

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FSBOs Say They Regret Not Using a Real Estate Agent

Home sellers reveal why they decided to bypass professional representation—and the mistakes they made without a trusted adviser.Homeowners who decline to use a real estate agent to sell their

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(VIDEO) Seller's Advantage - How Does Cooperative Brokerage Commission Work?

If you’re a seller, and your agent has explained the listing agreement appropriately, you shouldn’t be surprised to see a line item on your settlement papers that pays not only your

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(VIDEO) Did You Know About the NAR Lawsuits?

In recent news you may have seen class action lawsuits against the NAR and brokerages where the plaintiffs are sellers who signed a listing agreement, had their property listed and sold, and were

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No Wonder!

According to a recent report by the Consumer Financial Protection Bureau, the average cost of a monthly mortgage payment rose to $2,045 in December 2022, which is 46% higher than it was in 2021 at ,

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CAAR July 2023 Market Indicators Report Now Available

CAAR July 2023 Market Indicators Report Now Available In the CAAR market, sales continue to slow down. There were 346 sales in the region this month, 94 fewer sales compared to the same time a year

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What Interest Rates are Doing to the Housing Market

Rates are currently at 21-year highs with the Freddie Mac weekly average hovering around 7 percent. This is why we are currently seeing low inventories. There just are not that many move up or move

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Getting Spammed After Applying for Loan?

Here's why ...All credit repositories are allowed to sell borrowers contact information to mortgage companies after there has been a hard credit pull.  Since a hard credit pull is required for

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Benefits of Freddie Mac's BorrowSmart Program

Freddie Mac recently released a new program called BorrowSmart which is designed to help low-income borrowers with the cash to close by offering a credit toward the down payment or closing costs.

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Buying or selling real estate this winter or spring?

There is a slow-down in the fall and winter and it often is because of school being in session and daylight savings time flipping the lights off too early. People have homework to do with their kids

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